All features, one app

Every tool you need to run modern savings circles — beautifully designed and easy to use.

Circles & Committees

Set up a saving group with name, amount, members and tenure.

Flexible payment cycles to match every group's rhythm.

Share a custom QR for easy member joining and payments.

Agents approve join requests and keep circles trusted.

Loyalty score for every on-time payment and milestone.

From Gulak Starter to SavingLegend — climb 5 unique levels.

Redeem points against a curated catalogue of products.

+2 points every day with streak tracking.

Pay via UPI, net banking or in-app wallet.

Never miss a due date with smart push reminders.

AES-256 encryption and HTTPS-only transport.

Track score growth, commissions and redemptions.

Download now and start your first savings circle in minutes.