1. Introduction
GulakCircle ('we', 'our') respects your privacy. This policy explains what information we collect, how we use it, and your choices when using our app and website.
2. Information We Collect
We collect basic account details (name, email, mobile), KYC information required by law, transaction records within saving circles, and device information for security and analytics.
3. How We Use Information
We use your data to provide the service, process payments, send reminders, prevent fraud, and improve our product. We never sell your personal information.
4. Data Sharing
We share data only with trusted payment partners and regulatory bodies when required by law. All transfers are encrypted and access-controlled.
5. Data Security
We use AES-256 encryption, HTTPS-only transport, and routine security audits. Daily backups with 30-day retention safeguard your data.
6. Your Rights
You can access, update, or delete your account information at any time from the app settings, or by writing to hello@gulakcircle.in.
7. Cookies
Our website uses essential cookies to keep you signed in and remember preferences. You can disable cookies in your browser settings.
8. Changes to This Policy
We may update this policy from time to time. Significant changes will be notified in-app and via email.
9. Contact
For privacy questions, email us at hello@gulakcircle.in.